Here is a useful guide to the essentially current Interchange Rates for those of you looking to assess actual hard costs of processing. Keep in mind that the rates do fluctuate several times per year, and that these are the hard costs from the card brands themselves, not including the costs of processing as added by the actual processor or bank you are doing business with (either in the form of markup percentages, fees or a combination of some sort).


For a complete list of US interchange rates, please visit the Visa and MasterCard websites below:
http://usa.visa.com/download/merchants/Visa-USA-Interchange-Reimbursement-Fees-2015-April-18.pdf

http://www.mastercard.com/us/merchant/pdf/MasterCard_Interchange_Rates_and_Criteria.pdf

Current Interchange Rates in the United States

Visa Debit		MasterCard Debit
Debit Retail Swipe		Debit Retail Swipe
Visa Debit CPS	0.800 % + 15¢	MC Debit	1.050 % + 15¢
Visa Debit CPS Regulated	0.050 % + 22¢	MC Debit Regulated	0.050 % + 22¢
Visa Debit Prepaid	1.150 % + 15¢	MC Debit Prepaid	1.050 % + 15¢
Visa Debit Business	1.650 % + 15¢
Visa Debit Business Regulated	0.050 % + 22¢
Debit Keyed		Debit Keyed
Visa Debit Keyed CPS	1.650 % + 15¢	MC Debit Keyed	1.600 % + 15¢
Visa Debit Keyed CPS Regulated	0.050 % + 22¢	MC Debit Keyed Regulated	0.050 % + 22¢
Visa Debit Keyed Prepaid	1.750 % + 20¢	MC Debit Keyed Prepaid	1.760 % + 20¢
Visa Debit Keyed Business	2.450 % + 10¢
Visa Debit Keyed Business Regulated	0.050 % + 22¢
Visa Credit Retail Swipe		MasterCard Credit Retail Swipe
Visa CPS Retail	1.510 % + 10¢	MC Consumer	1.580 % + 10¢
Visa Rewards Traditional	1.650 % + 10¢	MC Enhanced	1.730 % + 10¢
Visa Rewards Signature	2.300 % + 10¢	MC World	1.770 % + 10¢
Visa Rewards Signature Preferred	2.100 % + 10¢	MC World Elite	2.300 % + 10¢
Visa Corporate	2.100 % + 10¢	MC Corporate	1.900 % + 10¢
Visa Business	2.200 % + 10¢
Visa Purchasing	2.400 % + 10¢
Visa Keyed		MasterCard Keyed
Visa Keyed CPS Retail	1.800 % + 10¢	MC Keyed Consumer	1.890 % + 10¢
Visa Keyed Rewards Traditional	1.950 % + 10¢	MC Keyed Enhanced	2.040 % + 10¢
Visa Keyed Rewards Signature	2.700 % + 10¢	MC Keyed World	2.050 % + 10¢
Visa Keyed Rewards Signature Preferred	2.300 % + 10¢	MC Keyed World Elite	2.950 % + 10¢
Visa Keyed Corporate	2.950 % + 10¢	MC Keyed Corporate	2.650 % + 10¢
Visa Keyed Business	2.950 % + 20¢
Visa Keyed Purchasing	2.950 % + 10¢
		Real Estate & Property Management
		MC Real Estate Consumer	1.100 %
		MC Real Estate Enhanced	1.100 %
		MC Real Estate World	1.100 %
		MC Real Estate World Elite	2.200 %
		MC Real Estate Corporate	2.650 % + 10¢
		Charities
		MC Charity Debit (non-regulated)	1.450 % + 15¢
		MC Charity Credit	2.000 % + 10¢
International		International
Visa International	1.100 %	MC International	1.100 %
Visa International Premium	1.100 %	MC International Keyed	1.600 %
Visa International Corporate	2.000 %
Visa International Keyed	1.600 %
Association Fees		Association Fees
Visa Card-Brand	0.1300 %	MC Card-Brand (Under $1000)	0.1100 %
Visa NAPF (Network Acquirer Processing Fee)	1.95¢	MC Card-Brand (Over $1000)	0.1300 %
Visa Clearing Access	0.25¢	MC ALF (Acquirer License Fee)	0.0045 %
		MC NABU (Network Brand Usage Fee)	0.185¢
		MC Account Status Inquiry (on $0 auth)	2.500¢
Visa International Cross-Border	0.8000 %	MC CVC 2 Authorization Fee	0.250¢
Visa Intl Acquirer Service Fee	0.4500 %	MC AVS Authorization Fee	1.000¢
Visa FANF (Fixed Acquirer Network Fee)		MasterCard Intl Cross-Border Support	0.4000 %
Visa FANF - Card-Present Per Location	$2/mth	MasterCard International Cross-Border	0.8500 %
Visa FANF - Keyed Volume $1,000 - $3,999	$7/mth
Visa FANF - Keyed Volume $4,000 - $7,999	$9/mth
Visa FANF - Keyed Volume $8,000 - $39,999	$15/mth
Visa FANF - Keyed Volume $40,000 - $199,999	$45/mth